NO FLOOD INSURANCE REQUIRED. Welcome to this tastefully renovated bungalow that’s been meticulously cared for and offers a perfect blend of modern updates while still keeping the character and charm. This 2 bed, 1 bath home features luxury vinyl flooring throughout, a beautifully updated kitchen with shaker cabinets and granite countertops, and a convenient INSIDE LAUNDRY closet.
Step outside to your own private oasis with a partial wrap-around deck, a brand new wood trellis perfect for hanging swing chairs, and a cozy fire pit area. The fully fenced backyard includes a concrete parking pad, ideal for car or BOAT STORAGE, with a back gate that opens to the alley for easy access. Additionally, there is a front gate to access the backyard, making boat or car parking even more convenient! The detached workshop/storage shed can easily be converted back into a garage if desired!
Recent updates include a 2023 water heater, 2016 roof with a transferable 25-year warranty, and a 2020 AC system. With a low-maintenance exterior, this home is perfect as a vacation home, investment property, or your very first home. Located just 10 minutes from downtown St. Pete and under 15 minutes from The Vinoy, the St. Pete Pier, and St. Pete Airport, plus only 20 minutes to Pass-a-Grille Beach, this is a fantastic location to enjoy everything St. Pete has to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,160 | $2,158 | $2,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.