Welcome to this beautifully remodeled 3-bedroom, 3 full bath ranch-style home located on a culdesac in the heart of Derby, CT. Offering the perfect blend of modern comfort and timeless charm, this home boasts hardwood floors throughout and a thoughtfully designed open-concept layout. Key Features - Spacious Living Area: Enjoy a bright and inviting living space with gleaming hardwood floors that flow seamlessly from room to room. New Kitchen: The completely remodeled kitchen features shiplap walls, stainless steel appliances and granite counters with white shaker cabinets, perfect for cooking and entertaining. Primary Suite with Ensuite Bath: The primary bedroom includes a ensuite bathroom for ultimate privacy. Finished Walk-Out Basement: The fully finished basement provides additional living space with a 3rd full bath; ideal for a home office, playroom, or entertainment area. With its convenient walk-out feature, it's perfect for easy access to the backyard - Outdoor Living: Step outside to a spacious, level backyard with covered patio; ideal for hosting gatherings or simply enjoying the outdoors. The walk-out basement adds another layer of convenience for outdoor activities - Located in a quiet, friendly neighborhood, this home is in proximity to local amenities, schools, parks, and shopping. With its modern updates and classic appeal, this Derby ranch is the perfect home for you to own. . . ALL OFFERS DUE BY TUESDAY 9/24 - 7: 00PM -- THANK YOU
Type | Description | Level |
---|---|---|
Bedroom 1 | Remodeled,Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Remodeled,Ceiling Fan,Walk-In Closet,Hardwood Floor | Main |
Family Room | Remodeled,Wall/Wall Carpet | Lower |
Full Bath | Remodeled,Granite Counters,Double-Sink,Tub w/Shower,Tile Floor | Main |
Full Bath | Remodeled,Granite Counters,Stall Shower,Tile Floor | Lower |
Kitchen | Remodeled,Granite Counters,Dining Area,Hardwood Floor | Main |
Living Room | Remodeled,Hardwood Floor | Main |
Primary Bath | Remodeled,Granite Counters,Stall Shower,Hardwood Floor,Tile Floor | Main |
Primary Bedroom | Remodeled,Hardwood Floor | Main |
Study | Remodeled,Wall/Wall Carpet | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,720 | $2,253 |
Total Monthly Payment | $2,164 | $2,139 | $2,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.