JUST REDUCED FOR A QUICK SALE!! Spectacular waterview home located in a gorgeous gated golfing neighborhood. Welcome to The Lakes at Harmony, an active adult 55+ golf and nature lovers community. This spacious Clearwater unit features 4-bedrooms, 2 full baths and a flex room with a one-story open floor plan great for entertaining. This special home is located on a premium lot with beautiful pond views. The gourmet kitchen features white cabinets with white granite countertops , 42" cabinets, large center island and pantry. The bright open living space has plenty of natural light which opens into an oversized screened lanai (10' x 40'). The roomy master bedroom features an en-suite including an luxurious oversized shower, double sinks and a large walk-in closet. This amazing home has many upgrades including crown molding, ceiling fans, custom closet in primary, screened lanai and many more. Residents of The Lakes enjoy an exclusive resort style clubhouse offering a zero-entry pool, fireplace, grill area, gathering room, activity room and gym. Residents enjoy pickleball, tennis, bingo, book club, chess, tai chi and many other wonderful activities. Lakes residents also have access to 2 other pools, walking/hiking trails, an 18-hole Johnny Miller golf course, coffee shop, access to Buck Lake with complimentary boats and yearlong activities in Town Square. The Lakes at Harmony is peaceful and serene, boasting natural beauty wherever you look from amazing sunsets to deer, cranes and turkeys. The Lakes is located in Harmony Florida, an 11, 000-acre development, surrounded by a conservation preserve, and is 40 miles SE of Orlando, 40 minutes to Disney and 30 minutes to Orlando Airport and Melbourne beaches. HOA pays for yard maintenance and exterior pest control. Buyer to verify all room dimensions, square footage and HOA restrictions.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $596 | $596 | $596 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,023 | $2,597 |
Total Monthly Payment | $2,720 | $2,694 | $3,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.