Under contract-accepting backup offers. 2 bedroom/1 bathroom bungalow has lots of personality!
Would make a great AirBnB, retirement home, weekend/winter getaway or income property. Located on the beautiful Withlacoochee River, and just a mile downstream from boat ramp is Gum Slough, a popular destination for kayak and canoe trips. Within walking distance from Potts Preserve that has miles of trails open to hiking, biking, camping and equestrian use. It's all within a couple of minutes from your door, only a 10-minute drive to shopping, groceries and entertainment.
In a quiet neighborhood, on a paved rd. 100 yards from boat ramp. Move-in ready, full furnished including: major appliances, water softener, reverse osmosis drinking filter, laminated flooring throughout, central heat/AC, well maintained with upgraded electrical/plumbing, screened in front porch, 10x12 covered deck out back w/hot tub, patio with small water feature, lots of outdoor living space, great for entertaining or relaxing.
Also included: 4 workshop spaces, a 12X12 air-conditioned workshop/sewing/craft room that could also be a quest room, a 10X12 storage/craft/workshop, a 10X12 utility room with washer/dryer and storage. A screened in outdoor kitchen with a large sink, fish cleaning area, refrigerator, gas grill and gas stove for all your outdoor cooking needs. Finally, there's a 10X25 workshop with 110V and 220V electric and attached is a 10X25 carport/boat storage area. Also includes an RV hookup with water, electric and sewer.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,000 | $150,000 | $150,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.369% | 7.159% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $997 | $1,265 |
Total Monthly Payment | $1,131 | $1,117 | $1,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.