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10 Wood Street, #3, Providence, RI, 02909 | $429,900
Remarkable offering in this gorgeous victorian built in 1880. History meets modern amenities in this over 1300 square foot luxury flat. This unit has a truly exceptional layout with open living/dining space, two substantial bedrooms with additional sitting area in the master suite and a spacious bathroom with dedicated laundry area. The unit has been freshly painted, to go along with the beautiful new fixtures throughout. Hardwood floors throughout as well as beautiful tile in the bathroom. The Elder Tree Condominiums are located just across the street from Dexter Memorial Training Grounds Park in the heart of Providence's historic Armory District. Enjoy local shops, restaurants, and art all steps from your front door. This unit comes with off street deeded parking space and dedicated basement storage. The property also features beautiful shared yard space and a maginificant century plus old tree on the grounds. This property can qualify for rates as low at 3. 99% to owner occupied buyers through a special census track program offered through local banks.
Features
- Parking: 1-car
- Heating: Central,Gas
- Cooling: Central Air
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Unit
- Complex: Armory District
- Year Built: 1880
- Common Charge: $282 Monthly
- Approx Sq. Feet: 1,339
- Acreage: 0.16
- Est. Taxes: $4,812
- Lot Desc: Corner Lot
- Pets Allowed: Yes
- Appliances: Dryer,Dishwasher,Gas Water Heater,Oven,Range,Refrigerator,Washer
- MLS#: 1369181
- Website: https://www.raveis.com
/prop/1369181/10woodstreet_providence_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Wood Street, #3, Providence, RI, 02909
$429,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,317 | $2,286 | $2,900 |
| Total Monthly Payment | $2,793 | $2,762 | $3,376 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB