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4964 Portsmouth STREET, Tavares, FL, 32778 | $345,500
New Roof to be installed before closing! Welcome home to “Royal Harbor”, a beautiful custom, site-built Active 55+ community on the shores of "The Harris Chain of Lakes" and this much-loved 3 bed/2 bath Huntly model. This lot features beautiful native Florida plants, a large backyard ready for a pool, cabana, or outdoor kitchen. Both front and rear porches are screened to add to your living space. Enter this home to a large Great Room with volume ceilings and open to the Dining Room, Kitchen and charming Breakfast Nook complete with 4 large windows to let in plenty of natural light and catch glimpses of our gorgeous Florida sunsets. This bright Kitchen offers Corian counters, breakfast bar, electric cooktop (includes hook-up for gas range if you prefer), herb windows at counter level, as well as transom windows above the cabinetry/plant shelves. Laundry Room off the Kitchen includes Washer & Dryer, as you pass thru to large Garage with screen front, and fabulous 8x20 Workshop with access to the backyard. The Primary Bedroom is spacious and welcoming after a long day of retirement, and offers private access to the screened Lanai, 2 walk-in closets with additional shelving, and a lovely ensuite bath. Corian counters, vanity area, jetted tub, separate shower, separate commode room with linen closet all make this ensuite just what the Dr ordered. Guest Rooms 2 and 3 include large closets with additional shelving, and bright windows to let the sunshine stream in. The Guest Bath features a tub/shower combo, Corian counter, transom window and plenty of cabinets for storage. A convenient hall closet is nearby, so lots of storage included. Additional features in this home include: Irrigation meter, 2020 HVAC, 2023 Water Heater, 2023 Refrigerator, 2023 Washer & Dryer. “Royal Harbor” features clubhouse, waterfront dock/fishing pier, nature trails, lighthouse recreation center, RV & Boat storage, pickle ball, pool, hot tub and so very much more with clubs and activities regularly scheduled and enjoyed. Shopping, medical, restaurants, Mt Dora, Tavares Seaplane Park and all just minutes away. Call today for your private tour of this wonderful home and fabulous Active community!
Features
- Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Handicap Modified, Lobby Key Required, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
- Rooms: 14
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Florida
- Year Built: 2006
- Garage: 2-car
- Heating: Central, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,851
- Acreage: 0.24
- Est. Taxes: $2,174
- HOA Fee: $205 Monthly
- Lot Desc: City Lot, Landscaped
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: V4936949
- Days on Market: 122 days
- Website: https://www.raveis.com
/prop/V4936949/4964portsmouthstreet_tavares_fl?source=qrflyer
Listing courtesy of ROUND TABLE REALTY INC. Phone: 904-469-7653
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4964 Portsmouth STREET, Tavares, FL, 32778
$345,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,400 | $276,400 | $276,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $181 | $181 | $181 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,839 | $1,837 | $2,370 |
| Total Monthly Payment | $2,095 | $2,093 | $2,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388