Step into this tastefully renovated ranch-style home at 22 Violet Rd, nestled in a quiet neighborhood within the North Shore Beach association, offering exclusive beach rights to a private Long Island beach. Along with the updated home, this unique property includes an adjacent vacant lot with board of health approval, providing potential for future use. Featuring three bedrooms and a sunroom bathed in natural light, the home exudes warmth and comfort. The kitchen is a standout with shaker cabinets, quartz countertops, and a stylish backsplash. The basement, nearly complete with recessed lighting, is ready for your personalization as a cozy hideaway or lively entertainment space. The home is equipped with a new, energy-efficient Navien system, offering cost-effective heating. Being part of the North Shore Beach association, this property offers more than just living space; it's a gateway to the joys of beach life. Ready for immediate occupancy, this home blends tranquil beachside living with sleek modern design, and the additional lot presents an opportunity for various possibilities, subject to proper approvals and buyer due diligence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $1,028 | $1,028 | $1,028 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,873 | $2,764 | $3,508 |
Total Monthly Payment | $3,993 | $3,884 | $4,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.