2241 Shelly DRIVE, #B, Palm Harbor, FL, 34684 | $246,000

**NOT A FLOOD ZONE-HIGH AND DRY**A retirement dream in popular Highland Lakes golf community! Come see this immaculate end-unit villa that has been lovingly maintained and tastefully renovated. Located in the highly desirable villa-style condos, this one-floor villa is just darling from the moment you enter the front door! Enjoy relaxing on the front, screened-in porch with built-in AC unit (brand new). Once you step inside the living room from the front door, this spacious area also includes a dining room with built-in, custom island with granite countertop that perfectly coordinates with the recently remodeled kitchen (2022). White, shaker cabinetry and granite counters are accented with subway tiled backsplash. No expense was spared! Enjoy soft-close drawers and a lazy susan, hidden within a bottom cabinet. All SS appliances are new! Easy to maintain, luxury vinyl-plank, waterproof flooring makes for simplified clean up. Highland Lakes is a premiere, north county, 55+ active golf community with more entertainment and resort-style amenities to mention! Some of the magnificent highlights included in the low $150 HOA fee: heated community pool and spa, tennis and pickleball courts, shuffleboard, wood-working, 3 professionally maintained golf courses, clubhouse with a dazzling entertainment schedule and community events, bocce ball, RV and boat storage, fitness classes, and the Lodge which features a private boat ramp and fishing pier. Located within close proximity to local hospitals and medical offices, casual and fine dining restaurants, shopping, and theaters. HOA fees offer a maintenance-free ownership and include water, sewer, trash, basic cable and internet, maintenance of the exterior and grounds, roof, exterior pest control, building insurance, and reserves.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1978
  • Garage: 1-car Driveway, Garage Door Opener, Garage Faces Side, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 918
  • Acreage: 17.83
  • Est. Taxes: $2,242
  • HOA Fee: $150 Monthly
  • Condo Fee: $586 Monthly
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • Pet Policy: Cats OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8302589
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/TB8302589/2241shellydrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 6:18:00 PM)
Listing courtesy of TREASURED HOME COLLECTION   Phone: 727-210-3282

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2241 Shelly DRIVE, #B, Palm Harbor, FL, 34684

$246,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,800 $196,800 $196,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $187 $187 $187
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,326 $1,308 $1,660
Total Monthly Payment $1,588 $1,570 $1,922

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.