**NOT A FLOOD ZONE-HIGH AND DRY**A retirement dream in popular Highland Lakes golf community! Come see this immaculate end-unit villa that has been lovingly maintained and tastefully renovated. Located in the highly desirable villa-style condos, this one-floor villa is just darling from the moment you enter the front door! Enjoy relaxing on the front, screened-in porch with built-in AC unit (brand new). Once you step inside the living room from the front door, this spacious area also includes a dining room with built-in, custom island with granite countertop that perfectly coordinates with the recently remodeled kitchen (2022). White, shaker cabinetry and granite counters are accented with subway tiled backsplash. No expense was spared! Enjoy soft-close drawers and a lazy susan, hidden within a bottom cabinet. All SS appliances are new! Easy to maintain, luxury vinyl-plank, waterproof flooring makes for simplified clean up. Highland Lakes is a premiere, north county, 55+ active golf community with more entertainment and resort-style amenities to mention! Some of the magnificent highlights included in the low $150 HOA fee: heated community pool and spa, tennis and pickleball courts, shuffleboard, wood-working, 3 professionally maintained golf courses, clubhouse with a dazzling entertainment schedule and community events, bocce ball, RV and boat storage, fitness classes, and the Lodge which features a private boat ramp and fishing pier. Located within close proximity to local hospitals and medical offices, casual and fine dining restaurants, shopping, and theaters. HOA fees offer a maintenance-free ownership and include water, sewer, trash, basic cable and internet, maintenance of the exterior and grounds, roof, exterior pest control, building insurance, and reserves.
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Our Executive Mortgage Banker:
Our Insurance Division:
$246,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,800 | $196,800 | $196,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,308 | $1,660 |
Total Monthly Payment | $1,588 | $1,570 | $1,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.