Under contract-accepting backup offers. Looking for a NO HOA, over HALF ACRE home in Saint Cloud with a detached two-car garage that can be converted into an in-law suite or rental unit for extra income? Then look no more! Welcome to your dream home at Live Oak! This stunning property features three bedrooms and two bathrooms on a sprawling lot over half an acre. The lush lawn and expansive fenced yard are perfect for outdoor activities, future pool plans, a gardener’s dream, and creating new memories. A standout feature is the side-entry two-car garage and an extended driveway leading to a second detached two-car garage, ideal for a workshop, a potential in-law suite, or better yet, an income-producing rental unit. Inside, the inviting foyer leads to a bright living and dining area with modern lighting, large windows, vaulted ceilings, neutral colors, and wood-style flooring. The sleek kitchen features a black hexagonal backsplash, ample pantry storage, elegant countertops, and a cheerful breakfast nook. The spacious family room, with tile floors and patio access, is perfect for entertaining. The primary suite offers a walk-in closet, private patio access, and a modern en suite bathroom with dual sinks, a glass-door shower, bathtub, and linen closet. Two additional bedrooms are bright and spacious. The second bathroom offers convenient patio access and is thoughtfully designed with future pool access in mind. This property even offers significant savings on monthly utility bills, thanks to its own private well and septic system. When it comes to location, this home is spot on! It’s quick access to Narcoossee Road and Highway 192 is just 10 miles from Lake Nona! Other essential amenities such as Publix, shopping centers, restaurants, and schools are a very short drive away. Explore with our 3D virtual tour and schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,138 | $3,136 | $3,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.