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102 Shore DRIVE W, Oldsmar, FL, 34677 | $665,000
Improved price. High and dry, no impact from storms. This versatile 3-Bedroom, 2-Bathroom Home with a 2-Bedroom, 2-Bathroom ADU – Perfect for Families or Investors.
Welcome to this exceptional property in a sought-after neighborhood, featuring a 3-bedroom, 2-bathroom main home and a fully self-contained 2-bedroom, 2-bathroom ADU (mother-in-law suite) on a spacious . 38-acre lot. This versatile setup is ideal for multi-generational living or as an income-generating rental property.
The main home boasts fresh paint, new carpeting, and ample natural light, creating a warm and inviting atmosphere. The flexible Florida Room, perfect as an office or additional living space, opens to a private backyard with a patio, ready for outdoor gatherings or relaxation.
Situated across from R. E. Olds Park and Tampa Bay, this location offers scenic views and peace of mind with storm-safe conditions and transferrable flood insurance. The 15-acre park features an amphitheater, playgrounds, trails, dog-friendly areas, and hosts year-round events, making it perfect for families and outdoor enthusiasts.
Updated 2021 HVAC system in main home and a Trane system in the ADU (2006). New (2025) water heater. The seller is also offering a new roof, ensuring value and peace of mind.
Conveniently located just 12 miles from Tampa and St. Petersburg airports, this home offers proximity to parks, trails, and the best of Florida living. Schedule your showing today and explore the possibilities!
Features
- Rooms: 15
- Bedrooms: 5
- Baths: 4 full
- Lot Size: 84 x 173
- Laundry: In Garage
- Year Built: 1969
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,530
- Acreage: 0.38
- Lot Size: 84 x 173
- Est. Taxes: $2,349
- View: Park/Greenbelt, Water
- Elem. School: Oldsmar Elementary-PN
- Middle School: Carwise Middle-PN
- High School: East Lake High-PN
- Appliances: Dishwasher, Dryer, Exhaust Fan, Ice Maker, Range, Range Hood, Refrigerator, Washer
- MLS#: U8253818
- Days on Market: 123 days
- Website: https://www.raveis.com
/prop/U8253818/102shoredrivew_oldsmar_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER REALTY Phone: 727-781-3700
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
102 Shore DRIVE W, Oldsmar, FL, 34677
$665,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
| Monthly Tax Payment | $196 | $196 | $196 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,451 | $3,536 | $4,486 |
| Total Monthly Payment | $3,739 | $3,824 | $4,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388