THIS SPACIOUS SPLIT PLAN HOME IS EXACTLY WHAT YOU HAVE BEEN LOOKING FOR. LOCATED IN THE HEART OF HAINES CITY, FL PLUS NO HOA AND NO CDD. THERE'S MORE THAN ENOUGH ROOM TO PARK YOUR CARS AND BOAT. THE HOME WAS ORIGINALLY A 3 BEDROOM 2 BATHROOM SINGLE FAMILY HOME BUT THE OWNER ADDED A DEN AND A LARGER PRIMARY BEDROOM AND BATHROOM WITH A TUB AND SHOWER GIVING THE OWNER MORE SPACE IN THE HOME THEY ALREADY LOVED. THIS WOULD MAKE A GREAT STARTER HOME OR INVESTMENT PROPERTY TO ADD TO YOUR PORTFOLIO. THE LIVING ROOM, DEN AND DINING AREAS ARE VERY WELCOMING TO YOUR GUESTS. THE LARGE ENCLOSED PATIO IS DEFINITELY A BONUS WITH LOTS OF WINDOWS TO FEEL THE FRESH AIR AS YOUR RELAX FROM A LONG DAY AT WORK. A NICE SIZE FENCED YARD IS PERFECT FOR SOMEONE WITH PETS OR TO START A LOVELY GARDEN. ROOF IS 4 YEARS OLD, AC CONDENSER WAS REPLACED ALMOST TWO YEARS AGO. GO AHEAD AND SCHEDULE A SHOWING TODAY. THIS IS A RARE FIND. NEEDS SOME TLC.
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Our Executive Mortgage Banker:
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$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $50 | $50 | $50 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,186 | $1,170 | $1,484 |
Total Monthly Payment | $1,311 | $1,295 | $1,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.