Welcome to 302 Heritage Club Drive, an opportunity to own a single-level home in the highly desirable, gated community of Heritage Club Villas, located just off Pelham Road. Designed for low-maintenance living, this 2-bedroom, 2-bathroom home includes vaulted ceilings throughout, an attached two-car garage, and spacious walk-in closets in both bedrooms. The property is being sold as-is and may require updates, its unbeatable location and thoughtful layout present immense potential. The home features an eat-in kitchen with a wraparound island, seamlessly connecting to the formal dining area and large living room, which boasts a gas log fireplace. The primary suite includes a vaulted ceiling, a walk-in closet, private bathroom with a walk-in shower and additional linen closet. The guest suite also has a vaulted ceiling, a large walk-in closet ideal for seasonal storage, and direct access to a full bathroom. The beautifully landscaped grounds and exterior maintenance are managed by the homeowner’s association, making this home perfect for those seeking a simpler, low-maintenance lifestyle. With its prime location, welcoming community, and endless potential, this home is an excellent option for anyone looking to downsize or enjoy easy living. Schedule your showing today and envision the possibilities! *Home is in an estate and being sold as-is, power and water is NOT switched on. Buyer is responsible for getting utilities turned on for inspection
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Our Executive Mortgage Banker:
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$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,091 |
Total Monthly Payment | $2,099 | $2,055 | $2,498 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.