207 MISTY HARBOR Trace, #41, Palm Coast, FL, 32137 | $329,990

Welcome to the Mangrove Maintenance-Free Townhome, a beautifully designed single-story home featuring an open layout with 3 bedrooms and 2 bathrooms. This delightful residence boasts a spacious living area that integrates the living room, dining area, and a contemporary, fully-equipped kitchen—ideal for entertaining and socializing. Designed with both style and practicality in mind, the Manatee plan creates a warm and inviting space perfect for modern living. Located at the end of the building, this home benefits from abundant natural light and added privacy with its side entrance. A single-car garage offers ample room for parking and storage. The community includes a Clubhouse featuring a party kitchen, pool, and hot tub, providing plenty of opportunities for relaxation and social gatherings. As part of a maintenance-free community, the HOA handles roof replacement, exterior upkeep, and landscaping, giving you peace of mind. Nestled within The Hammock by Dream Finders Homes, a gated community of just 53 residences, this tranquil neighborhood is surrounded by state parks and nature preserves. Residents enjoy access to hiking trails, picnic areas, and serene outdoor spaces. Additionally, the community is only a 10-minute drive to the beach, offering the perfect escape to sandy shores and ocean breezes. With shopping and dining options conveniently close by, everything you need is at your fingertips.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Ranch
  • Year Built: 2025
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Electric
  • Approx Sq. Feet: 1,388
  • Acreage: 0.86
  • Est. Taxes: $0
  • HOA Fee: $310 Monthly
  • Lot Desc: Cleared
  • Elem. School: Old Kings
  • Middle School: Indian Trails
  • High School: Matanzas
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave
  • MLS#: 2048545
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/2048545/207mistyharbortrace_palmcoast_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

207 MISTY HARBOR Trace, #41, Palm Coast, FL, 32137

$329,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $263,992 $263,992 $263,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,779 $1,755 $2,226
Total Monthly Payment $1,854 $1,830 $2,301

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.