Starting out? Downsizing? The perfect combination of a desired neighborhood setting, spacious corner lot and a manageable one level floor plan are waiting for you at a VERY attractive price! Don't be fooled by the outside - this ranch offers much more space than one would expect! Home has enjoyed a variety of updates over the years including a renovated kitchen with an abundance of counter space and cabinets, wall oven and gas cooktop, and a walk in pantry. Living room opens to dining room and natural light fills the space. Two large bedrooms and primary bedroom boasts two closets. Laundry is conveniently tucked away off the kitchen - no steps to climb while carrying laundry baskets! Hardwood floors run throughout the main floor and await your effort to refinish and stain to make them shine again! Find flexibility to suit your needs in the basement offering a potential family room or home gym, additional room well suited for home office or guests and home's second full bath. Enjoy entertaining in your enclosed sun porch leading to a fenced backyard perfect for your four legged family members. Property extends beyond the fence line and home sits on over 1/3 of an acre. One car garage and plenty of off street parking as an added bonus! Central air conditioning, natural gas, municipal water, sewer and sanitation services in an ideal commuter location just minutes to highway, train and bus to NYC, shopping, restaurants, hospital and area attractions! A great value still exists in this market!
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Our Executive Mortgage Banker:
Our Insurance Division:
$337,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $269,600 | $269,600 | $269,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,794 | $1,792 | $2,312 |
Total Monthly Payment | $2,670 | $2,668 | $3,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.