You've either driven by or have been dreaming about this classic Folk Victorian farmhouse for years, and now it's your chance to make it your own. Built in the 1890s, this charming 1, 960-square-foot home offers 4 bedrooms and 3 full baths. The first floor features high ceilings and generously sized rooms, while the wraparound porch and back deck invite you to soak in the tranquil country views. A walkout basement offers extra storage or future possibilities. The property sits on 1. 6 acres with dual frontage on Route 23 and Palmer Road, allowing for a back entrance via a quiet country road. There's also a 2-car detached garage for additional parking or workshop space. The location is idealjust off the Taconic State Parkway, walking distance to the Chief Martindale Diner, less than 10 miles from Catamount Ski Resort and the Massachusetts border, and only 15 minutes to Amtrak in Hudson. At just 2 hours from New York City, it's perfect for commuters or weekend getaways. An attached 1 bed 1 bath 400 +/- -square-foot apartment, recently rented for $1, 500 per month (utilities included), offers great income potential, whether as a rental or AirBnB. (Apartment Not Shown In Pictures)With its iconic look, prime location, and income-producing possibilities, this farmhouse is ready to become the centerpiece of your Hudson Valley life.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,897 |
Total Monthly Payment | $1,533 | $1,533 | $1,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.