Cozy and affordable 5-room, 2-bedroom townhouse-style half duplex in the desirable Treeland neighborhood, complete with an attached garage and a bonus finished room. The main level offers a warm welcome with a small foyer, leading into a bright and spacious living room with beautiful hardwood floors. The large eat-in kitchen features quality cabinetry and stainless steel appliances, while the dining area opens to a small concrete patio and a manageable yard-perfect for relaxing. A convenient half bath is also located on the main level. Upstairs, you'll find a roomy primary bedroom with an extra-large closet, a second generously-sized bedroom, and a full bath. Plus, there's a bonus room behind the garage with washer/dryer hookups and a utility room for extra storage. With low taxes and the potential to own this home for less than you're paying in rent, this charming property won't last long!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Dining Room | Main | |
Full Bath | Upper | |
Half Bath | Main | |
Kitchen | Main | |
Living Room | Main | |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,708 |
Total Monthly Payment | $1,722 | $1,687 | $2,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.