34 Seminary Street, Middlebury, VT, 05753 | $799,000

This historical home is in a great location, and has had a lot of important updates over the years! Located within walking distance to the Middlebury Natural Food Coop, and downtown, with sidewalks all the way. Since owning the property, the sellers have done all new wiring, plumbing, heating and insulation in the home. Radiant floor heat warms the first two levels, with a mini split for heat and A/C on the fully finished third floor. The welcoming front porch adds to the classic charm of this home. Enter and find a nice flow to the open layout. The kitchen is open to the dining and living rooms, with another sitting room with cozy fireplace nearby. The chimney was rebuilt by these owners as well! A back room can be an office or large mudroom, and leads to the back deck where you will enjoy your morning coffee. The second floor has a primary bedroom and bath, with three additional bedrooms, a full bath and an office. You will love the third floor, which is perfect for either a large bedroom suite, home office or a recreation room. Plumbing has been roughed in if you want to add a bath at some point! The carriage barn has a lot of storage, and power and water have been brought out to the structure. A standing seam roof holds the owned solar panels, to help with your electricity bills! If you want to live in town, in a lovely historical neighborhood, this is the place!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 three-quarter
  • Style: Farmhouse,Victorian
  • Year Built: 1830
  • Heating: Baseboard,Heat Pump,Hot Water,Radiant Floor
  • Cooling: Mini Split
  • Basement: Bulkhead,Concrete Floor,Crawl Space,Full,Stairs - Exterior,Stairs - Interior,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 3,219
  • Acreage: 0.23
  • Est. Taxes: $9,416
  • Lot Desc: Landscaped,Level
  • Elem. School: Mary Hogan School
  • Middle School: Middlebury Union Middle #3
  • High School: Middlebury Senior UHSD #3
  • School District: Addison Central
  • MLS#: 5015363
  • Website: https://www.raveis.com
    /prop/5015363/34seminarystreet_middlebury_vt?source=qrflyer
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Listing courtesy of IPJ Real Estate   Phone: 802-388-4242
Listing Agent: Sarah Peluso

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NMLS Mortgage Loan Originator ID 793093

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34 Seminary Street, Middlebury, VT, 05753

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $785 $785 $785
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,360 $4,248 $5,390
Total Monthly Payment $5,237 $5,125 $6,267

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.