This historical home is in a great location, and has had a lot of important updates over the years! Located within walking distance to the Middlebury Natural Food Coop, and downtown, with sidewalks all the way. Since owning the property, the sellers have done all new wiring, plumbing, heating and insulation in the home. Radiant floor heat warms the first two levels, with a mini split for heat and A/C on the fully finished third floor. The welcoming front porch adds to the classic charm of this home. Enter and find a nice flow to the open layout. The kitchen is open to the dining and living rooms, with another sitting room with cozy fireplace nearby. The chimney was rebuilt by these owners as well! A back room can be an office or large mudroom, and leads to the back deck where you will enjoy your morning coffee. The second floor has a primary bedroom and bath, with three additional bedrooms, a full bath and an office. You will love the third floor, which is perfect for either a large bedroom suite, home office or a recreation room. Plumbing has been roughed in if you want to add a bath at some point! The carriage barn has a lot of storage, and power and water have been brought out to the structure. A standing seam roof holds the owned solar panels, to help with your electricity bills! If you want to live in town, in a lovely historical neighborhood, this is the place!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $5,237 | $5,125 | $6,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.