This home is located in the beautiful GATED community of Palm Coast Plantation where you will enjoy RESORT LIVING lifestyle. This one-story home sits on one of the largest lots, 1. 03 acres, backing to Emerald Lake giving you plenty of privacy and great sunsets. As you walk thru the front door you are greeted with a SOARING DOUBLE TRAY ceiling and CROWN molding in the living room and dining room. The french doors at the end of the room will take you to the lanai to retreat at anytime of the day. The generous master suite also has a DOUBLE TRAY ceiling, double doors to the walk-in closet, and a french door that takes you to the lanai. The master bedroom is completed by an ENSUITE master bathroom with two separate sinks with GRANITE countertops, a jacuzzi type tub and a separate shower. This home features a split floor plan that offers both privacy and functionality, perfect for families or entertaining guests, and the bedrooms are separated by a large bathroom. One of the secondary bedrooms is currently used as a home office. All bedrooms have solid engineered WOOD floors and TILE flooring in all other areas. The kitchen features GRANITE countertops with a large breakfast bar, 42” wood cabinets, SS APPLIANCES, plus a cozy bay window by the breakfast nook overlooking the backyard with a DOUBLE TRAY ceiling, plus a nice size walk-in pantry.
From the family room or the master bedroom you can walk to the large SCREENED lanai for more leisure time. The large fountain outside the lanai creates a tranquil backyard retreat to your landscape crafting a haven to relax, entertain, and enjoy those special moments all day long.
A future hot tub can be added to the lanai as there is a 240 volt outlet ready for it. This home comes with a whole-house water system, 2 car garage with individual garage doors and a spacious laundry room with built-in cabinets and a deep sink, plus a long PAVER driveway. HVAC was replaced in 2024. To help reduce the heating and cooling cost the owners added a spray foam insulation in the attic that has proven big savings month to month. This home has been a vacation home for the homeowners, occupied only a few weeks a year only by them. It shows like new and it has been immaculately cared for. Enjoy the resort living lifestyle this community offers with 24/7 guard gated entrance, very well appointed amenities such as a club house, swimming pool, tennis, pickleball, bocce-ball, basketball, plus a pier with benches overlooking the Intracoastal Waterway to see the boats pass by & a boat ramp to Emerald lake for electric boats or kayaking. The community also offers boat/motorhome storage inside the development for a fee. In addition, this community is located just 5 miles to Flagler Beach, and 35 minutes drive to St. Augustine. Start enjoying the Florida lifestyle, step into this resort living gated community and make your appointment to see this house today. Some of the furniture/art is available for purchase on a separate bill. Ask me for the list.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,036 | $5,121 |
Total Monthly Payment | $4,749 | $4,745 | $5,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.