WOW. . . A MUST SEE HOME in FOUR SEASONS! This home withstood Hurricane Helene and Milton with no flooding and no damage! Due to being built to current FEMA standards. . . This exceptional 2019 Jacobsen home offers 2 bedrooms, 2 bathrooms, a bonus room (could be 3rd bedroom by adding a closet), and an inside laundry room with wash tub. The front entry features double sliding glass doors, allowing natural light to flood the open living space. These sliders lead to picturesque front windows adorned with easy-to-use California shutters, creating a bright and airy atmosphere. Situated on an elevated corner lot, the home offers a partial view of the nearby lake. The extended carport comfortably accommodates two cars and a golf cart, and the spacious shed provides ample storage, featuring a wash tub, water softener, and extra storage capacity. The rear steps lead to a screened lanai with recently installed vinyl windows—an ideal spot for enjoying your morning coffee as the sun rises. From the lanai, enter the ceramic-tiled foyer that opens into the versatile bonus room, perfect for an office or den. Ceramic tile flooring is featured in the kitchen, laundry, and both bathrooms, while luxury vinyl plank flooring runs throughout the remainder of the home. The home boasts 9-foot ceilings with drywall in every room, and the tray ceiling in the living room is equipped with dimmable recessed lighting for a welcoming ambiance. The kitchen is designed for both functionality and style, with a walk-in corner pantry, abundant cabinet space, and a large center island that includes the sink, dishwasher, and generous prep area. The kitchen also features a built-in oven, microwave, and large cooktop with a designer vent hood, all complemented by solid wood cabinetry. Both bedrooms are generously sized, with the primary suite offering an en-suite bath complete with a double vanity and a large walk-in shower with a built-in seat. The hallway bathroom is equipped with a top-of-the-line Jacuzzi walk-in tub and a low shower head. The inside laundry room is equipped with a wash tub and additional cabinet storage, though the washer and dryer are not included. Top-of-the-line ceiling fans and light fixtures are installed throughout the home, leaving no detail overlooked. Located in the highly desirable 55+ community of Four Seasons, this home is ideally positioned near Largo Mall and in the heart of Largo. The community offers a range of amenities, including an active clubhouse, pool, and shuffleboard courts, with a low monthly maintenance fee of just $250 covering water, sewer, garbage, and lawn care. Don't miss this opportunity to view this beautiful home—schedule your private showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,020 | $2,563 |
Total Monthly Payment | $2,333 | $2,305 | $2,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.