Welcome to Jasmine Trails a NON-HOA community in the heart of Port Richey! This 2 bedroom 2 Bath home has an open floor plan, lots of natural light, and all tile floors throughout. The kitchen has stainless steel appliances, window, and lots of storage. The dining room and living room are open concept and there is an area for office furniture or secondary seating. This home has a private enclosed lanai with windows, fan, tile flooring, and access to the backyard which can be entered via the dining room. The backyard is fully fenced, has a shed, and concrete pad area for outdoor furniture. This backyard can still accommodate future storage, pool, playground, and more! The front yard is flat and there is plenty of room to store your boat, RV, work vehicles, and more! The primary room has two closets and ensuite bathroom with a shower enclosure. The secondary bedroom is down the hall and has access to a secondary bathroom with a tub and plenty of cabinet storage. The garage has a side door exit to the backyard, sink, washer and dryer, and is deep for additional storage. All the windows and sliders have been upgraded in 2013 and the roof is 2015. The home currently qualifies for wind mitigation credit giving you annual savings on home insurance! Home is in close proximity within restaurants, main highways, and shops.
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $203,200 | $203,200 | $203,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,352 | $1,351 | $1,742 |
Total Monthly Payment | $1,614 | $1,613 | $2,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.