Under contract-accepting backup offers. This one-of-a-kind log cabin-inspired residence at 1539 Michigan Ave in Palm Harbor, FL, brings rustic charm and modern convenience together in a highly desirable location. Surrounded by mature trees and nature, this 2-bedroom, 2-bathroom home (easily convertible to 3 bedrooms) offers a tranquil, park-like setting, perfect for those who want privacy and space. With no deed restrictions, you have the freedom to bring all your toys, whether it’s a boat, RV, or side-by-side. The detached 3-car garage, with doors on both the front and back, provides easy access to the yard for storing your vehicles or gear. This home is located in the Palm Harbor golf cart district, which means you can cruise to downtown Palm Harbor on your golf cart and enjoy local festivals, live music, and an array of dining options like The Thirsty Marlin, Salty Lime, Fireside Pizza, Bogota Kitchen, and Fish Shack. If you're looking for a change of scenery, you can also cart over to the charming seaside village of Ozona and enjoy waterfront dining at Molly Goodheads, Ozona Pig, and Ozona Blue. School zoning includes Ozona Elementary School, Palm Harbor Middle School, and the prestigious Palm Harbor University High School—all of which boast excellent ratings and strong reputations for academic achievement. The new owners will appreciate the access to top-tier education, making it an ideal location for those looking to settle in a community known for both quality of life and outstanding schools. Inside the home, you'll find a spacious, open living room with soaring ceilings and floor-to-ceiling windows, filling the space with natural light. A cozy loft overlooks the living area, offering additional space for an office, reading nook, or playroom. The kitchen features modern amenities, including granite countertops, stainless steel appliances, and a large center island—perfect for meal prep or family gatherings. A small dining nook offers a quaint space for meals. The main-level master bedroom opens directly to a huge screened-in patio, creating an ideal space for entertaining or simply relaxing outdoors. Upstairs, the second bedroom serves as a second master, complete with a walk-in closet, bathroom, and access to a rooftop patio. With ample storage throughout the home, you’ll have plenty of space for all your needs. The property itself is a nature lover’s paradise, with peaceful paths meandering through the mature landscape and countless spots to hang a hammock for moments of relaxation. The expansive outdoor spaces are perfect for hosting barbecues, gatherings, or simply enjoying the serenity of your surroundings. Don’t miss your chance to own this unique log cabin-style home, blending rustic beauty with the convenience of downtown living. Call today for a private tour—this Palm Harbor gem won’t last long!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,087 | $3,051 | $3,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.