Florida living at its absolute best! This highly sought after Phase 1 Villa in Latitude Margaritaville’s 55+ community has everything one could possibly want to live the Florida lifestyle. As you enter you will see that this 2-bedroom 2-bathroom home has been meticulously maintained. It boasts gorgeous, engineered hardwood flooring throughout with new carpeting in the 2nd bedroom. The kitchen offers a gas range with double oven, subway tile backsplash, SS appliances and luxurious Quartz countertops. The entire interior of the home has been freshly painted. The open floorplan gives way to the views of your extended lanai with high end natural stone travertine pavers, upgraded panoramic view screen enclosure, and tranquil water views affording you the perfect spot for sipping coffee or entertaining friends & family. The larger indoor laundry room offers lots of storage space as well as a useful utility sink. A feature of this Lucia model is the extra extension in the garage. Extra upgrades include Plantation Shutters & gas plumbed for outdoor BBQ (not currently hooked up). The minute you enter this home you will know that you have found paradise.
Margaritaville’s low Hoa’s include Common area maintenance (lawn, landscape trees, irrigation and common area maintenance) The access to amenities includes Private Oceanfront Beach Club with Shuttle, Amenity center which includes Fins Up! Fitness Center, Latitude Town Square Bandshell, Last Mango Theater, Workin' N' Playin' Center, Barkaritaville Pet Spa, Coconut Telegraph Business Center, The Hanger Workshop, Latitude Bar & Chill Restaurant, Changes in Attitude Bar, Paradise Pool with Beach Entry, Tiki Huts, Tennis & Pickleball Courts, Bocce Ball Courts & indoor lap pool/sauna. The home is located just a short walk to all amenities. What more could you want-this Margaritaville home has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,011 | $2,937 | $3,709 |
Total Monthly Payment | $3,486 | $3,412 | $4,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.