Under contract-accepting backup offers. Welcome to 38 Frederick Lane, a beautifully updated 3-bedroom, 2-bathroom pool home with a 2-car garage, situated in the highly sought-after Palm Harbor subdivision of Palm Coast. Recently Built (2019) with premium finishes, this home offers both style and comfort.
The open-concept kitchen showcases a modern island with a tile kickplate, luxurious quartz countertops, stainless steel appliances, solid wood cabinetry, an eat-in nook, and a stunning backsplash. The spacious master suite features an eye-catching shiplap accent wall, while the en-suite bathroom includes double vanities and a walk-in shower for a spa-like retreat.
Upgraded lighting fixtures add a contemporary touch throughout the home. The 22x13, 6000-gallon pool, complete with UV lighting, is surrounded by beautiful pavers, creating a serene outdoor space. The covered patio area is perfect for al fresco dining and offers views of the pool and meticulously landscaped garden. The fully fenced backyard includes a shed, providing extra storage.
This home is ideally located just minutes from the Island Walk shopping center and the breathtaking Hammock beaches, offering the perfect blend of convenience and coastal living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,036 |
Total Monthly Payment | $2,753 | $2,690 | $3,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.