LOOKING FOR A 55+ COMMUNITY THAT WILL NOT EMPTY YOUR POCKETBOOK? SUMMERTREE IS THE PLACE TO BE. THIS LOVELY PROPERTY IS OVER 2000 SQUARE FEET AND OFFERS 3 BEDROOMS AND A DEN/OFFICE, ALONG WITH 2 1/2 BATHS. YOUR MAIN LIVING AREA IS AN OPEN CONCEPT WITH A LARGE BREAKFAST BAR WITH QUARTZ COUNTERTOP. CASUAL/FORMAL DINING IS ADJACENT TO THE KITCHEN FOR EASE IN SERVING. THE LARGE FAMILY AREA IS ALSO ADJACENT TO THE KITCHEN AND WILL GIVE YOU PLENTY OF ROOM TO ENTERTAIN OR JUST ENJOY YOUR COMFORTABLE HOME. THERE IS ALSO A 1/2 BATH CLOSE TO THE MAIN LIVING AREA. THE PRIMARY BEDROOM FEATURES AN ENSUITE WITH LOTS OF CLOSET SPACE. 2 GUEST BEDROOMS AND ANOTHER BATH ARE LOCATED AT THE OTHER END OF THE HOME. THEDEN/OFFICE IS CONVENIENT TO THE MAIN LIVING AREA. LOT IS A GOOD SIZE AND FEATURES AN AWESOME VIEW OF A POND FROM YOUR COVERED, SCREENED-IN LANAI, DINING ROOM AND PRIMARY BEDROOM. COMMUNITY IS GOLF CART FRIENDLY FOR EASE OF GETTING BACK AND FORTH TO THE GOLF COURSE AND RECREATION AREAS. ACTIVITIES ABOUND FEATURING, HEATED SWIMMING POOL, TENNIS, BOCCE BALL, SHUFFLEBOARD, PICKLE BALL, BILLIARDS, STATE OF THE ART FITNESS CENTER, LIVE SHOWS AND MORE. APPROXIMATELY 8 MILES TO THESUNCOAST EXPRESSWAY WHICH SHOULD GET YOU TAMPA, CLEARWATER AND ST. PETE IN LESS THAN AN HOUR. LOW HOA AND MAINTENANCE FEES WITH NO CDD WILL PUT MORE MONEY IN YOUR POCKET. FEES INCLUDE CABLE TV, INTERNET, LAWN MAINTENANCE, RE-CYCLED WATER FOR LAWN AND SHRUBS, PRIVATE ROAD MAINTENANCE AND MORE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $448 | $448 | $448 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,625 | $2,623 | $3,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.