Great starter home that has 15 acres for you to create your paradise? Or maybe you are a snowbird looking for a private "get-away" for 3 seasons before you head south? Lots of possibilities with this property that is located just about 5 miles to downtown Montpelier - quick to get to for all its offerings, yet outside of the hustle and bustle of the Capital city! This home has 2 big bedrooms, an open kitchen/living area and a HUGE covered front deck to enjoy the outside in any weather. The home has had added insulation, and all windows and doors have been replaced. Small outbuilding was used for a camp in the past needs some repair to become usable again - it is currently used for storage. Property is wired for a generator with easy on/off switch. Cement Pad has tie downs but have never been attached to home. 3 bay garage is at bottom of property right off Jones Brook Rd. Tractor with various attachments for plowing and maintaining driveway and mountain buggy/Ford Explorer stays with property with a full price offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,720 | $164,720 | $164,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,001 | $987 | $1,292 |
Total Monthly Payment | $1,352 | $1,338 | $1,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.