Established by a Solar engineer & Vietnam Vet in the 1980’s this remote mountain camp is at 1, 800 ft elevation on the SE hip of MT Pisgah. Beautiful Arcadia Brook pours below for 1, 200 ft. through the property, over numerous waterfalls. Nearby are the best trails in VT on Willoughby's trail system, MT Pisgah, & Long Pond Trail. Paradise for hikers & rock climbers. This 1. 5 story camp with loft & wraparound deck has beautiful views that just won’t quit, more if you clear trees. (Interior pics of 21’X 21’ camp are wide-angle). Heat choices are a propane space heater, Glycol baseboard propane heating system, or Scandinavian woodstove. Live comfortably year-round if you want, in this well insulated camp, the builder did! The 1 mile Uphill seasonal trail, kept in good shape by neighborhood owners requires snowshoes, XC snowmobile, or snowcat in winter. Water is from a spring/dug well, heated by a Bosch tankless water heater, the septic is in place. Anderson 400 windows provide solar gain, great views and comfort, while the Electricity comes from a generator, and solar panels on a 60 ft tower & Air X windmill, wired to a bank of batteries. Arcadia Lane was the stagecoach road to the large & elegant Arcadia Retreat on Mt Pisgah at 2, 200 ft elevation. Built for artists and writers, it burned down in 1923. Next door 2, 486 Acre Willoughby State Forest & Willoughby Lake. Near Burke MT Skiing, VAST Snowmobile trails, Kingdom Trails MT Biking. Great Hiking, Hunting, Paddling & Fishing!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,818 |
Total Monthly Payment | $1,652 | $1,651 | $2,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.