13946 12th STREET, Dade City, FL, 33525 | $399,000

Discover a unique opportunity in the heart of Dade City with this exceptional property featuring TWO HOMES on nearly half an ACRE. The main house, a delightful 1930s bungalow with charming front porch, offers 2 bedrooms and 2 bathrooms within its spacious 1, 114 sq ft layout. Enjoy cozy evenings by the wood-burning fireplace, bask in the natural light under the high ceilings, and whip up culinary delights in the updated kitchen equipped with stainless steel appliances. The primary bedroom has a large WALK IN CLOSET and features it's very own ensuite bathroom. The convenient laundry room comes complete with an oversized washer and dryer, making chores a breeze.
The second home, built in 1950, is a charming 2-bedroom, 1-bathroom two-story residence spanning 988 sq ft. This home is SEPERATLY METERED with it's own laundry room and boasts its OWN ADDRESS and entrance, perfect for guests, family, or rental income. Recently updated with a new metal roof, (2022) it offers both style and durability. Both homes also have HVAC systems and water heaters completed within the last 5 years.
The FULLY FENCED YARD provides privacy and security, complete with a sliding gate for easy access—ideal for parking a boat or RV. With NO HOA fees and NO FLOOD RISK, this property is not only versatile but also offers freedom and peace of mind.
Don't miss out on this rare gem in Dade City—whether you’re looking for a multi-family setup, investment potential, or a serene retreat, this property has it all and is right down the road from multiple parks and everything you need! Schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Closet, Laundry Room
  • Style: Bungalow
  • Year Built: 1935
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,102
  • Acreage: 0.46
  • Est. Taxes: $8,331
  • Lot Desc: Cleared, Landscaped, Oversized Lot, Sidewalk
  • Elem. School: Pasco Elementary School-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8304771
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8304771/1394612thstreet_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/22/2024 6:17:09 PM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13946 12th STREET, Dade City, FL, 33525

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $694 $694 $694
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,939 $1,939 $2,523
Total Monthly Payment $2,708 $2,708 $3,292

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.