Brand New, Award-Winning, Energy Efficient Home that is MOVE-IN READY! OVERSIZED LOT with HUGE BACKYARD totaling 0. 34 of acre. ! Spray foam insulation and double pane windows that create an airtight seal, LED lighting, energy star appliances, the most energy efficient water heater on the market, insulated ductwork, high performance HVAC units and more. Standard Features: This home has a spacious open floor plan, bonus room, quartz countertops, stainless steel appliances, 42" real wood soft close cabinets, luxury tile plank flooring, 9'4" ceilings with tray ceiling in primary suite, huge walk-in closets, covered lanais, irrigation systems, designer landscaping, and a 10 year structural warranty. Optional Solar Panels: We also offer warrantied solar panel systems already installed when you move in, this feature is optional. If you choose to add a solar system, this home will go from energy efficient to energy sufficient. Zero energy homes can produce as much energy as they consume, leaving you with little to no electric bill. With Solar: Your annual utility cost savings increase to an estimated $1, 986 per year. Additionally with the Solar Tax Incentive program, you can deduct 30% of the cost of your solar system from your federal income taxes. Based on the average size of our solar systems, that is approximately a $7, 000 tax credit!
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,264 | $2,206 | $2,799 |
Total Monthly Payment | $2,406 | $2,348 | $2,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.