PRICE REDUCED! Step into this beautifully refreshed 3-bed, 2-bath Palm Harbor open floor plan home, now featuring a newly painted interior throughout and brand new AC system. Nestled on a picturesque corner lot in the sought-after 55+ community of Edgewater Landing, where you own your land, this spacious home boasts 1, 738 sq ft of living space plus an additional 230 sq ft sunroom. Upgrades include a custom kitchen with a central island and wood cabinetry, new flooring, updated windows, custom closets, new roof on the sunroom with the main roof updated in 2016. Leaf guards on gutters also added in 2023. Beyond the home itself, Edgewater Landing offers an active, vibrant lifestyle: a heated pool and spa, boat launch and docks, fishing pier, bocce ball, pickleball, tennis courts, RV and boat storage (when available), a clubhouse, workout room, and wood shop. The HOA dues even include cable TV and high-speed internet. Located right on the scenic Intracoastal Waterway, residents enjoy breathtaking views of marine wildlife and rocket launches from the clubhouse deck and boat docks. This is your chance to own a delightful move-in-ready home and join this thriving community!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $1,775 | $1,774 | $2,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.