This charming 4-bedroom, 3-bath Colonial offers versatile living with income potential. The main home features 3 bedrooms, 2 full baths, and a large eat-in kitchen with an island, perfect for family meals or entertaining. The living room boasts a fireplace and exposed beamed ceilings, creating a warm and inviting atmosphere. Fresh wall-to-wall carpeting enhances the comfort on the first floor. Attached, is a unique apartment with a flexible floor plan, featuring its own living area, kitchen, and full bath. A spiral staircase leads to the fireplaced bedroom. This space can serve as a separate rental unit, in-law, au pair or Teen suite offering great flexibility. 2 laundry areas, 2 heating systems, and separately metered electric for added convenience and potential rental income. The backyard patio offers a perfect space for outdoor gatherings or relaxation. This home blends charm, convenience, and practicality, making it ideal for single-family living or a smart investment opportunity.
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$659,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,504 | $4,446 |
Total Monthly Payment | $4,249 | $4,246 | $5,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.