40 Linden Avenue, Ossining, NY, 10562 | $799,000

Welcome to this legal 2 family Stucco Victorian home style in the heart of it all! Great opportunity for those looking to owner-occupy one unit, and rent the other unit to offset some of your carrying cost or a great investment opportunity! This unique corner property offers character, charm, and details one expects from this vintage, complimented with updates for today's living needs. Unit 1: The main floor offers the gracious entry immediately catches your attention and invites you inside. has bright interior, high ceilings, traditional moldings and trim, gleaming hard wood floors, specious living-room, Formal dining room, kitchen, family room with a wood burning fireplace making an inviting warm atmosphere when spending time with family or hosting guests. The 4 bedrooms and full bathroom are located at the 2nd floor. If extra space needed, this unit also offers a great walk-up attic proving many possibilities. 2nd Apartment located in the lower level featuring a cozy living-room and eat-in-kitchen, full bathroom, 1 room & Office area. When you are ready to enjoy some fresh air, simply step through the back door from the main unit leading you out to an specious new patio for BBQ's and much more!. If thinking for the little ones, the side yard treehouse offers a magical realm that transcends the boundaries of reality, allowing everyone to fully engage their imagination. Other highlights of this property is the back side driveway offering space for 5-6 cars, natural gas, hard wood floors (2016 @ main unit), fully renovated front porch, well kept new gutters, main sewer line recently replaced, roof (2019), new castle windows (2023), electric panels (2017), New bathrooms, gas water heather tank (2019) and many more updates! The location is unique, walk-in distance to schools, parks, restaurants, supermarkets, minutes to metro north, and much more! CALL NOW for a private visit!!

Features

  • Amenities: Park
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1855
  • Heating: Natural Gas, Radiant
  • Cooling: Wall/Window Unit(s)
  • Basement: Walk-Out Access, Finished
  • Acreage: 0.28
  • Est. Taxes: $18,865
  • Lot Desc: Near Public Transit, Near School, Near Shops, Corner Lot
  • Middle School: Anne M Dorner Middle School
  • High School: Ossining High School
  • School District: Ossining
  • MLS#: H6328536
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /eprop/H6328536/40lindenavenue_ossining_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty   Phone: 914-962-0007

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

40 Linden Avenue, Ossining, NY, 10562

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $1,572 $1,572 $1,572
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,146 $4,093 $5,308
Total Monthly Payment $5,810 $5,757 $6,972

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.