Welcome to 413 East 85th Street, Unit 1E! This enticing coop unit is located in the coveted Upper East Side (UES) neighborhood of New York City - a place where urban excitement meets residential tranquility and all utilities covered. Step into a spacious 650 sqft living space that boasts a charismatic southern exposure, bathing the apartment with delightful natural light throughout the day. From the moment you walk through your private entrance, you will feel welcomed by the charm that this one-floor, pre-war building offers. We're talking walkup-style architecture that harks back to a time of remarkable craftsmanship, rendered in an updated fashion to meet your modern needs. Inside, you'll be treated to fantastic features that truly make this coop unit a home. The high-ceiling rooms feel spacious and are set with gorgeous hardwood floors. The unit is in good condition, ready to bring in your personal touch. The efficient kitchen is outfitted with electric appliances -- a nod to your culinary adventures. Despite the coop's pet policy, which does not allow pets, it's hard not to fall in love with all it has to offer. Out the window, you'll take in the lively street views that perfectly capture the UES neighborhood's heartbeat. This building does not provide a doorman, concierge or elevator attendant, allowing for a more laidback and self-sufficient living experience. Living on the UES provides you with the perfect blend of residential calm and metropolitan excitement. You're nearby to some of the best dining, shopping, museums, and parks New York City has to offer. Sound good so far? Wait, there's more! The building does not have a washer/dryer, but no worries, several local laundromats are conveniently located nearby. The ideal UES location makes everyday conveniences a breeze. With the subway just a few blocks away, transportation is a snap from this location. We encourage you to come and see what makes 413 East 85th Street, Unit: 1E a true urban gem. Don't delay, schedule a tour of this intriguing coop unit today and let us help you visualize your next home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,060 | $2,060 | $2,060 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $13 | $13 | $16 |
Total Monthly Payment | $88 | $88 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.