Renovated Duplex Garden Apartment with over 2000sf + private outdoor space! 231 West 113th Garden #1 is the perfect place to call home. Full floor through with South and North exposures with oversized windows on a tree-lined street. Renovations completed February 2022 with granite counter tops, shaker cabinets, LG profile appliances, newly installed video intercom system, washer/dryer, hardwood floors throughout 3 decorative fireplaces, 2. 5 baths - the bedrooms boast 11' ceilings the garden/parlor ceilings boast 8. 6 ceilings. Centrally located and minutes from the thriving retail corridor on 125th Street where you will find Whole Foods, Bed Bath & Beyond, DSW, Marshalls and a host of other retailers and services. Harlem's restaurant row is right at your front door with an eclectic mix of dining experiences on Frederick Douglass Blvd. Lidl Supermarket now open at 119th and Frederick Douglass Blvd. Parks! Parks! Parks galore with Morningside Park and Central Park minutes from your door step - Marcus Garvey Park known for nurturing the community with theater, concerts and so much more is also close by. Harlem is culturally rich with art galleries and many other cultural institutions all within your reach. Transportation options are abundant and include the 2/3 and B/C subways on the 116th corridor. M10, M2, M3, M7 and M116 buses all minutes from your front door. Metro North Railroad at 125th & Park Avenue makes it convenient getting to and from Westchester County and Connecticut. City College and Columbia University are close by providing for an easy commute. Because location is everything 231 W 113th Street is a MUST SEE! #ExploreBrownstoneLiving #LiveUptown #PlayUptown #ExploreHarlem #WhenLocationMatters
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,400 | $4,400 | $4,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $29 | $29 | $37 |
Total Monthly Payment | $104 | $104 | $112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.