Welcome to this charming Charleston-style home, offering a perfect blend of spacious living and Southern style. With 5 bedrooms, 3. 5 baths, and a flexible bonus room with a full bath above the garage, this home provides plenty of versatility—ideal for hosting guests or creating a serene private retreat. The storage-optimized layout features good-sized rooms, with abundant storage throughout the main residence and additional dwelling unit. On the main floor, the formal dining room seamlessly flows into the open kitchen and living area, perfect for both everyday living and entertaining. The first-floor owner's suite features an en-suite bathroom, offering privacy and convenience. Upstairs, you'll find four additional bedrooms, ample storage, and a peaceful private balconya perfect spot for your morning coffee or evening relaxation. This clean, non-smoking, pet-free home also boasts some updates, including a new microwave, dishwasher, and a well-maintained HVAC. The easy-to-maintain yard with green natural space behind creates a tranquil oasis. The energy-efficient, insulated 2-car garage, complete with new AC, and a driveway that fits six cars ensures ample parking. *LOCATION* This property is zoned for River Ridge Academy. Community amenities are exceptional, with tennis courts, a pool, a park, fitness center, clubhouse, pickleball courts, and walking trails. Enjoy the convenience of this turn-key, cozy retreat in this charming and quiet neighborhood!
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Our Executive Mortgage Banker:
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$614,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $491,920 | $491,920 | $491,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,232 | $3,232 | $4,118 |
Total Monthly Payment | $3,499 | $3,499 | $4,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.