In the waterfront community of Cat Island, a 10 minute drive from downtown Beaufort, discover a classic red 2 story cottage with a white picket fence at the end of a quiet street. Graced with a large front porch and covered balcony above, the driveway stretches to a matching carriage house with 2 car garage. With greenspace on one side and a large yard on the other, their signature old Live Oak tree graces this double lot with enormous room to entertain. Inside, tall ceilings and hardwood floors with an open floor plan connect the living room, dining room, & family room with fireplace, which are all served by the open kitchen (seller allowance for new appliances). A bedroom & ensuite full bathroom has a decorative inner door to create a half bath with hall access. Upstairs are two more bedrooms with tall ceilings, one of which could easily become a nursery or office, and the other serves as a primary bedroom with its own ensuite full bathroom as well as a private balcony and 2 separate closets. With beautiful views, it's a retreat in itself. Off the back of the house there is a screened porch with ceiling fan and views of the large side yard or the completely fenced patio and garden behind the house where you will also find the stairs accessing the lovely carriage house apartment over the two car garage. The side yard offers plenty of options from a large yard for children or pets to enjoy, to creative plans for a beautiful outdoor entertaining area, or even the option of expanding the house by building on another wing. A short walk to the tennis courts and resort pool area adjacent to the golf course driving range, or go just across to the Clubhouse for their wonderful dining options, large covered patio out back, and incredible Pro-shop for all your golfing needs. See a beautiful video (attached to this listing) which showcases Cat's golf course and their spectacular views of the Lowcountry. The Cat Island community is vibrant and very active for those who want to be engaged with their neighbors and social members. From Cat Island you are only a few minutes away from the popular Port Royal Farmers Market every Saturday morning, or travel less than 30 min to the 5 miles of pristine ocean beaches of Hunting Island State Park.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
Monthly Tax Payment | $501 | $501 | $501 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,410 | $4,187 | $6,017 |
Total Monthly Payment | $5,003 | $4,780 | $6,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.