*Home in the Heart of New City* located in the highly sought-after Clarkstown School District, this delightful 3-bedroom, 2-bathroom split-level home offers the perfect blend of comfort and convenience. The well-designed living space is ideal for both everyday living & entertaining. Step inside to discover a bright & airy living room, complete with large windows that flood the space with natural light. The dining area flows seamlessly into the kitchen. The bedrooms are generously sized, providing plenty of space for relaxation. But the charm doesn't end inside! The level backyard features a serene koi pond that adds a touch of tranquility to the outdoor space and offers plenty of room for gardening, play, or simply enjoying the peaceful surroundings. Additional features include a 1-car garage & a basement with a washer and dryer, offering extra storage or potential for a variety of uses. Located just minutes from shopping, dining, & major roadways, this home offers both the serenity of suburban living & the convenience of nearby amenities. Don't miss the opportunity to make this lovely home yours! Additional Information: ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $955 | $955 | $955 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $4,006 | $3,966 | $4,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.