295 Borden Road, Wallkill, NY, 12589 | $615,000

Sitting on 2+ acres and bordering corn fields, this 4 bedroom, 2. 5 bath colonial offers the perfect balance of country life and modern convenience, located only minutes from town. WALLKILL SCHOOLS, with over 2, 300 square feet of comfortable living space. This home features beautiful hardwood floors, central air, and a freshly painted interior. On the main floor, you will love the amount of natural light that floods the living room, formal dining room, and the spacious kitchen. A half bathroom and sitting room complete the lower level. Upstairs, you will LOVE not carrying laundry up and down the stairs, as the laundry room is located on the same floor as all 4 bedrooms. Including the primary suite, complete with oversized bathtub AND a shower! Enjoy summer days in the swimming pool, or evenings on the deck while taking in the serene farmland views. 2 car garage for the cars or toys, with full unfinished basement and attic for additional storage capabilities. Additional Information: ParkingFeatures: 2 Car Attached,

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Colonial
  • Year Built: 1997
  • Heating: Natural Gas, Baseboard
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,370
  • Acreage: 2.06
  • Est. Taxes: $14,748
  • Elem. School: Ostrander Elementary School
  • Middle School: John G Borden Middle School
  • High School: Wallkill Senior High School
  • School District: Wallkill
  • Appliances: Gas Water Heater
  • MLS#: H6328895
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/H6328895/295bordenroad_wallkill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty Boston Northwest   Phone: 845-928-8000

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

295 Borden Road, Wallkill, NY, 12589

$615,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $492,000 $492,000 $492,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $1,229 $1,229 $1,229
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,315 $3,270 $4,149
Total Monthly Payment $4,636 $4,591 $5,470

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.