Welcome to this renovated 1924 Colonial gem, nestled on 1. 39 acres down a private road in the charming hamlet of Stone Ridge. Step into the heart of the home a galley kitchen featuring brand-new countertops and cabinets, perfect for culinary creations. With a full bathroom added on the first floor, convenience is at your fingertips. Imagine cozying up by the inviting working fireplace in the living room as the cool fall air settles in, creating the perfect atmosphere for relaxation and warmth. Significant upgrades throughout the home include 12 newly replaced windows, enhanced insulation, and fresh siding, ensuring both comfort and efficiency. The living room opens onto a spacious deck, an ideal spot to unwind and take in the seasonal views as the leaves change. Venture upstairs to discover two comfortable bedrooms, a newly renovated bathroom, and a versatile small room with a window that could serve as a cozy office or additional storage space. The walkout basement offers utility access, UV light, and washer and dryer hookups for added convenience. Situated just moments from scenic bike and rail trails, the stunning Mohonk Mountain, historic Kingston, and major shopping areas, this home offers privacy and accessibility
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Our Executive Mortgage Banker:
Our Insurance Division:
$464,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,920 | $371,920 | $371,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,537 | $2,472 | $3,136 |
Total Monthly Payment | $3,139 | $3,074 | $3,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.