20 Clement Street, Waterford, CT, 06385 | $530,000
Rare find property near the heart of Waterford, one lot consists of two legal buildings with separate utilities, ample parking space and many recent updates, perfect for rental income or multi-generational living. Both properties have newer plumbing, electrical, gas heating boilers. Main house features open floor plan, hardwood flooring on main lever, large new kitchen with granite countertops, stainless steel appliances and plenty of storage space. Upstairs has two en-suite bedrooms with new vinyl flooring and newer bathrooms. Other details includes: 1st floor laundry room w/cedar closet, mud room, office, private fenced back patio, detached garage w/attic and separate storage shed. Behind the main home sits a charming 1044 sqft 2 bd/1 full bath house featuring: living room, dining room, kitchen, laundry room on main Level, small finished basement. Large front porch, side deck leading to a fenced in garden adds more enjoyment to live in this house. Quiet neighborhood located near beaches, hospital, EB, Pfizer, shopping, and all amenities. Don't miss this fantastic opportunity to own this 2 homes for 1 price. Main house #20 living area is 1492 sqft, with two bedroom suites and guest house#18 has 1001 sqft with two bedrooms and 1 full bath. Also listed as 2 family MLS#24048977.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 4 full
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1900
- Garage: 1-car Detached Garage
- Heating: Baseboard,Hot Air
- Cooling: Window Unit
- Basement: Partial,Partial With Hatchway
- Above Grade Approx. Sq. Feet: 2,493
- Acreage: 0.18
- Est. Taxes: $5,054
- Lot Desc: Cleared
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Waterford
- Appliances: Gas Cooktop,Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24048041
- Website: https://www.raveis.com
/eprop/24048041/20clementstreet_waterford_ct?source=qrflyer
Listing courtesy of Wayne Realty
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Remodeled | Upper |
| Bedroom 2 | Vaulted Ceiling | Upper |
| Eat-In Kitchen | Remodeled | Main |
| Formal Dining Room | Bay/Bow Window,Built-In Hutch,Hardwood Floor | Main |
| Full Bath | Remodeled | Main |
| Full Bath | Stall Shower | Upper |
| Living Room | Hardwood Floor | Main |
| Loft | Vinyl Floor | Upper |
| Primary Bedroom | Skylight,Cathedral Ceiling,Bedroom Suite,Walk-In Closet,Vinyl Floor | Upper |
| Primary BR Suite | Full Bath,Vinyl Floor | Upper |
| Study | Built-Ins | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
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- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Clement Street, Waterford, CT, 06385
$530,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $424,000 | $424,000 | $424,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $421 | $421 | $421 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,857 | $2,818 | $3,576 |
| Total Monthly Payment | $3,370 | $3,331 | $4,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524