Welcome home to this charming STUDIO condo in the popular 55+ community of Bayshore Gardens. This TOP FLOOR unit has been meticulously maintained and features a new electric panel installed in 2021, new wall A/C unit in 2023, impact windows in the bathroom & living areas as well as impact sliders to the enclosed lanai which is the perfect spot to enjoy early morning coffee and sunrises! This bright and airy unit boasts a thoughtful floor plan, allowing natural light in from all angles. Being located on the third floor won't be a problem as there is an elevator that takes you right to the ground level. One assigned parking spot comes with the unit and guest paring is located to the left of the building. The heated pool & shuffleboard area is just a short walk from the F building so you'll be able to access the amenities with ease. Situated just moments away from shopping, dining, parks, and major highways, and public transportation this property provides easy access to everything you need, all while offering a tranquil environment to call home. Anna Maria Island, Siesta Key Beach, Lido Key, Downtown Bradenton, Downtown Sarasota, St. Armand's Circle, SRQ Airport, UTC mall, & I75 are all within a 15-30 minute drive so you can take advantage of this central location to enjoy all that the area has to provide. Don't miss out on this opportunity- schedule your showing today!
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$96,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $76,800 | $76,800 | $76,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $511 | $510 | $659 |
Total Monthly Payment | $670 | $669 | $818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.