Welcome home to the exclusive gated subdivision of The Shoals. This community consists of only 15 home sites with brick paved roads and a gated entry. After entering the private enclave you'll meander toward the perfect Arthur Rutenberg "St Augustine" home! Fabulous curb appeal with brick pavers on all slab areas, cobbled stone accents on the front of the house and decorative shutters on the windows! Throughout the house you will find crown molding, wide base, plantation shutters, 8ft doors and diagonal tile! HVAC units, external generator, and water softener installed 2020. Formal living room features a coffered ceiling, fireplace and a slider that has been converted into a slider sized window! The formal dining room has a lighted art shelf accented with columns and ornate ceiling medallions to add to the grand feeling. The kitchen boasts white cabinets topped with crown and decorative accents, huge gray center island, walk-in pantry and more! The kitchen is open to the family room with a fireplace with new decorative tile. Magnificent tropical view on the private lanai. The primary bedroom features a tray ceiling w/crown, Bruce hardwood floors, sitting area and door to the lanai. No detail has been overlooked in the primary bathroom with a jetted tub accented with columns, separate vanities w/ornate sinks and a huge walk-in shower! All secondary bedrooms have hardwood floors and the bonus room is tucked away, great for privacy! The pavered lanai area features oversized spa, pool & ambiance lighting! There is even a A/C workout room in the garage! This home is perfect! Don't miss this once in a lifetime chance to own a piece of paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $1,407 | $1,407 | $1,407 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,929 | $4,866 | $6,673 |
Total Monthly Payment | $6,428 | $6,365 | $8,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.