Welcome to this beautifully updated 3-bedroom, 2-bathroom home with 1, 822 sq ft of under-air living space, sitting on a spacious corner lot in Ocala Palms. With nearly $80, 000 in upgrades, including paid in full solar panels that make the energy bill extremely low, this home is a true gem. Upon entering through the screened front patio, you are greeted by elegant flooring, soaring ceilings, and an open floor plan. The kitchen boasts an oversized island, quartz countertops, a stylish backsplash, and ample seating—perfect for family gatherings. It flows seamlessly into the great room, ideal for entertaining. The primary bedroom offers generous space and an ensuite bath with dual vanities, a separate tub, and a shower. The second bedroom is spacious, featuring a deep closet and a large window, while the third bedroom, located at the front of the home, is perfect as an office or guest room with its glass-front doors. Step out into the enclosed lanai, which provides additional flex space and a birdcage view of your backyard. Notable features include a 2018 4-ton 17 SEER AC, 2015 roof, 2021 40-gallon water heater, Low-E windows, plantation shutters, extra attic insulation, a transfer switch for a generator, and paid-off 9. 5KW solar panels that keep your electric bill at an average of just $60 a month. Located in the desirable gated golf community of Ocala Palms, this home offers access to a range of amenities including a restaurant, indoor and outdoor pools, clubs, and activities. Don’t miss out on this exceptional home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $1,928 | $1,926 | $2,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.