*HOME DID NOT FLOOD IN HURRICANE HELENE* Imagine waking up in the morning lying in bed and looking down the canal to the beautiful sunrise. Come take a look today at this recently remodeled stilt home in a golf cart community. Minutes away by car or boat to MacRae's, The Freezer, and Crumps Landing. Newer carpet in the 3 bedrooms, and travertine tile throughout the rest of the home. Newer kitchen w/ quartz countertops w/ wine fridge, newer windows/ doors, remodeled bathrooms, new gutters. Newer wrap around porch on the back of the home to watch the sunrise and sunset from the 2nd floor. Lots of area to hang out and relax on the ground level overlooking the water. Start entertaining and living the good life. This property is grandfathered in with steps going into the water to launch your kayaks in the deep water canal. The 32' boat dock has 30 amp for boat hook up and water for a live board. Property is equipped with RV hook up and 2 sewage dumps. 12x28 shed and 10x13 covered open storage and kayak launch. 94’ of water frontage. Home was built before county setbacks and sits 2 feet from the 87' long seawall. 2 separate laundry areas. Upgraded main sewer with a bigger lift pump. Perfect home to be used as a short-term rental. Ac 2016, Metal Roof with 21 years of useful life left per inspection report.
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Our Executive Mortgage Banker:
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$724,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,200 | $579,200 | $579,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $836 | $836 | $836 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,951 | $3,850 | $4,927 |
Total Monthly Payment | $4,879 | $4,778 | $5,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.