Experience the ultimate Florida lifestyle in this rarely available, beautifully remodeled 1-bedroom, 1-bathroom ground-level condo located in the highly sought-after 55+ community of The Gardens. Close to the Gulf beaches and adjacent to Seminole Lake Park. Which offers the perfect blend of convenience and tranquility. Enjoy fishing, a 2-mile multi-use trail, boat ramp and kayak/canoe access.
Step inside and be greeted by a bright, open floor plan with 960 square feet of living space and plenty of natural sunlight. The tropical views of the lushly landscaped community create a serene backdrop, visible right from your living room.
The recently remodeled kitchen is a chef’s delight, featuring sparkling new countertops, a breakfast bar, elegant tile backsplash, stainless steel appliances, refaced cabinets, and updated lighting. Additional updates include a new electrical panel (2021), water heater (2024), HVAC system (2020), fresh paint, updated flooring, and a renovated bathroom with a new vanity and toilet. Plus, this condo comes fully furnished, making it move-in ready!
A rare bonus: you'll have two parking spots—one covered carport and one uncovered - just steps away from your door.
Enjoy maintenance-free living with a monthly HOA fee of $379, covering exterior maintenance, water, trash, sewer, internet, and basic cable. Pets are welcome, and the community offers a range of amenities, including a heated pool, outdoor grill, shuffleboard court and clubhouse. With close proximity to Seminole City Center, Gulf beaches, golf courses, dining, shopping, and medical facilities, this condo is ideal for year-round living or a seasonal retreat.
Don’t miss out on this beautiful condo—schedule your private showing today!
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Our Executive Mortgage Banker:
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$169,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,200 | $135,200 | $135,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $911 | $899 | $1,140 |
Total Monthly Payment | $1,122 | $1,110 | $1,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.