Welcome to the desirable RiverBend Community. This is the time and Season when you can enjoy decorating that lovely front porch with all your collectibles to welcome your friends and family. You will enter into the charming foyer that leads to a convenient first floor bedroom or a home office. Opposite is the DR with Hardwood that connects to the kitchen as well. Continue on into the open and spacious Family Room with Soaring Ceilings and 2 Story Windows letting in all the light that makes us happy. This is where the heart is to gather together and enjoy both the comfort and warmth of your gas fireplace that centers the room. The Kitchen is parallel to this open space boasting Newer Stainless Steel Appliances which are (under a Yr old). Sliders lead to the newly painted deck (2024) for your cookouts and outside entertaining. In addition to the half bath/laundry room area, you will find the Primary bedroom with Hardwood flooring, Walk in Closet and Ensuite to include double sinks, shower stall and jetted tub for those so needed unwinding moments. The upper level has 2 spacious BR's with double closets and double windows which bring in so much light. Included on this level is the 2nd full bath and loft area with extra space that can be utilized to suit your fancy. The lower level is a spacious unfinished basement being used for storage or can be customized for additional living space. Included is a Sauna that is staying with the home and a Newer Furnace in place as of 2019.
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | 2 Story Window(s),Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $884 | $884 | $884 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,139 | $2,110 | $2,782 |
Total Monthly Payment | $3,098 | $3,069 | $3,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.