With its rich red exterior, this charming colonial home looks amazing in every season! Fall leaves accent it perfectly, and just imagine it with a fresh blanket of snow this winter. Inside you will find a warm and welcoming space, from the large living room with a wood burning fireplace to the dining room with two original corner hutches. Plentiful windows allow an abundance of natural light and there are hardwood floors throughout. The remodeled kitchen has sleek, modern cabinetry, granite counters, and stainless steel appliances as well as a garden window above the sink. A convenient combination mudroom/laundry room is off of the kitchen. The main floor is rounded out with a spacious den/office space that could also serve as a first floor bedroom. A full bath is adjacent to the bedroom. Accessible from both the living room and den, a three-season porch lets the outside in and is a perfect spot for enjoying a refreshing beverage! Head upstairs to find two generously sized bedrooms and a full bath. Numerous closets provide plenty of storage, as does the easily accessible attic space. The basement boasts a partially finished space with many possible uses. Outdoor entertaining will be a dream with the expansive rear deck and sunken fire pit area. The current owner has created delightful garden spaces including raised beds perfect for vegetables and cut flowers. The fully fenced backyard is peaceful and private, and a custom-built shed has ample space to store outdoor equipment.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Book Shelves,Hardwood Floor | Main |
Dining Room | Built-In Hutch,Hardwood Floor | Main |
Kitchen | Remodeled,Breakfast Bar,Granite Counters,Vinyl Floor | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
Sun Room | Ceiling Fan,Concrete Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $572 | $572 | $572 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,775 | $2,773 | $3,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.