Experience easy, breezy Hamptons living in this quintessential summer retreat! Nestled on the edge of Beaver Dam Creek, this recently updated ranch offers amenities galore. Enjoy cocktails, kayaking or a variety of water sports from your own backyard, equipped with a dock and providing access leading to Moriches Bay. Inside, an abundance of windows flood the space with natural light, and a wall of sliding glass doors seamlessly blends the living area with the vast deck, creating an idyllic indoor/outdoor space overlooking pool and creek. The open concept living space is ideal for gatherings, while the U-shaped kitchen is fully equipped and boasts stainless steel appliances. A spacious primary en-suite features a king-sized bed, walk-in closet, and a fully renovated bath. The secondary bedroom boasts a queen bed, while the third bedroom offers two twin beds. These bedrooms share a hallway bath. The finished lower level offers a large bonus room and full bath, ideal as a work-from-home space. Entertaining is a breeze with an additional living space and half bath, as well as direct access to the patio featuring a large heated gunite pool, jacuzzi, outdoor seating, and direct access to the boat dock, creating the ultimate outdoor oasis. This home is tucked away down a flag lot, ensuring privacy, yet centrally located to all of Westhampton beach's amenities. July $25k Aug-LD $30k MD-LD $60K
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $20,000 | $20,000 | $20,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $138 | $135 | $170 |
Total Monthly Payment | $213 | $210 | $245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.