Two Bedroom Villa with a Den in the highly sought-after Cortez Villas offers a quick possession option, making your Florida dreams a reality in this affordable 55+ community. Nestled at the end of the street with no visible neighbors in the backyard, this peaceful home features 2 bedrooms, 2 baths, and a separate den, all filled with sunshine. Enjoy vaulted ceilings in the living room and kitchen, a hall bath with a whirlpool tub, and a main bedroom with a walk-in closet and private bathroom featuring a large shower. The serene backyard, adorned with lush greenery, trees, and shrubs, includes a brick patio next to the lanai—perfect for outdoor relaxation. Cortez Villas is a tranquil neighborhood complete with a community clubhouse, large pool, shuffleboard courts, and numerous activities to engage in. You can even bring your small pet (under 25 lbs)! The location is ideal, just minutes from Anna Maria Island's stunning beaches, Bray Park, Robinson Preserve, DeSoto Park, and scenic nature trails, with a golf course directly across the street and plenty of shopping and dining options nearby. Don’t miss out on this incredible opportunity—call today for an appointment!
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,518 |
Total Monthly Payment | $1,408 | $1,406 | $1,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.