Steps to Sawgrass Grove! This 3/2 Montclair concrete Courtyard Villa in the popular village of St. Catherine is situated on a generous lot with ROOM FOR A POOL or addition (pool sketch available) and no neighbor directly behind – thanks to a rare lot position – giving you a little extra privacy. Byron Villas boasts an enviable location NORTH of the FL Turnpike, with unbeatable convenience: just two blocks to Sawgrass Grove and Ezell Regional Recreation Center, close to Brownwood Paddock Square, and a DIRECT ROUTE to the forthcoming Eastport Town Square, approximately 6 minutes south. The PRIVATE fenced yard offers ample space for relaxation and entertainment; while the interior boasts convenient updates, including beautiful porcelain WOOD-LOOK TILE floors and BRAND NEW interior paint (9/2024). A large front porch and low-maintenance landscaping grace the front entry, where an upgraded glass-panel front door with sidelight flood the front entry with natural light. A full closet provides convenient storage for shoes, jackets, and more. The OPEN CONCEPT floor plan features VAULTED CEILINGS throughout the main living areas and bedrooms, with a tray ceiling in the primary bedroom. The kitchen showcases a large CENTER ISLAND / breakfast bar, upgraded cabinetry, stainless appliances (GAS COOKING!), and a FULL PANTRY CLOSET; while two sliding-glass doors offer access to the side courtyard and screened lanai – perfect for al fresco dining or quiet morning coffee. The primary suite, privately located in the rear of the home, has room for a king-size bedroom set (The existing set is available for purchase). It also features a generous walk-in closet and an en-suite bathroom with a dual-sink vanity and a BEAUTIFUL subway-tiled ROMAN (WALK-IN) SHOWER with a bench, frosted transom window, and modern oil-rubbed bronze hardware. Two additional bedrooms are located near the front of the home, each equipped with ceiling fans and generous closet space. The guest bath caters to both residents and visitors alike, featuring a large shower and tub and comfort-height vanity. The INSIDE LAUNDRY room is an added bonus, while the split 2-car garage is slightly larger than most, providing room for your vehicle and storage needs. The exterior features a a fenced-in back yard, screened lanai with a ceiling fan, and a wraparound patio, perfect for outdoor gatherings. Not to mention, the large lot can accommodate a future POOL or ADDITION, if desired. This well-maintained villa is truly a remarkable find for those seeking a functional and stylish home in a vibrant location within the nation’s premier retirement community. Don't miss the opportunity to make this your dream home! The Village of St. Catherine is close to Sawgrass Grove, Brownwood Paddock Square, and the forthcoming Eastport Town Square; four neighborhood pools & recreation centers (St. Catherine, Bradford, Aviary, Hawkins); three large regional recreation complexes (Ezell, Everglades, Rohan); Southern Oaks Country Club & Championship Golf Course; Clifton Cove Putting Course; Shopping & Dining at Magnolia Plaza; and more! PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS BEAUTIFUL HOME IN AN AMAZING LOCATION, and CALL TODAY to schedule your Private Showing or Virtual Tour!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,264 | $2,858 |
Total Monthly Payment | $2,703 | $2,646 | $3,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.