NEEDS TO GO!!! By December 20th, 2024. This property is about location. This house is a must see with all the features that it has, gated community. AS- IS, no reparations or credit. Benefit from the recent upgrades, including quartz countertops, fresh paint, fresh texture, brand new dishwasher, stove, refrigerator and microwave with the warranty for the 1st year. Fees include gated security with 24-hour guard, premium cable, high speed Internet, all roof maintenance and replacement, building insurance, maintenance of the building exterior, all grounds maintenance and irrigation, pest control, water, sewer, trash and the very best world-class amenities. The community is a Resort-Style with two beautiful clubhouses, an 850-seat Veterans theater in the north clubhouse, 4 heated pools, 2 hot tubs, an elegant spa, tennis courts, Scepter golf course and driving range, billiards, pickle ball, state-of-the-art fitness centers, over 200 clubs and much, much more. Dozens of social and sports clubs make this one of the most popular communities in Florida. Kings Point is an award-winning 55+ community and one of Florida's best places to live. All information is deemed accurate, but not guaranteed. Buyer or agent are advised to verify all information and facts. Seller has never lived in the property. Listing Agent is related to the seller. PROOF OF FUNDS REQUIRED.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,090 | $1,383 |
Total Monthly Payment | $1,399 | $1,384 | $1,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.